It looks like 2009 has been a good holiday sales season for Internet merchants. From Nov 1 to Dec 11, online stores received a total of 19.9 billion in sales, compared to 19.2 last year. That is a 3% increase over last year during this tough economy. According to ComScore, last week was the Internets best opportunity to get the last minute shoppers and receive their finale sales for the holiday season before shoppers direct their focus onto retail stores. We still have some ways to go. Compared to 2007, Internet merchants have seen several billion less than just two years ago. A 3% increase is great news for the industry as well. That means our merchants have processed more compared to last year, which should result in a slight increase in our processing profit as well. I hope this is a sign of a positive 2010.