Estimated Monthly Visa/MC Volume

The total monthly volume is the amount you will be approved to charge up to for any given month. It is also ok if you never reach this amount, even if it is only a small fraction. Going over your monthly volume can causes issues with the risk department, but it depends on numerous factors. These factors include how much, how long you have been with us, is your account in good standing, etc. Our recommendation is to use an amount that will sustain you for growth for a period of 3 to 4 months. At that point, you have history with us and you can have underwriting re-evaluate your account.