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Merchant Account Questions

  1. What is a discount rate?
  2. What kind of credit cards can I accept?
  3. What kind of businesses do you take?
  4. What if I have less than perfect credit?
  5. How will I receive my money?
  6. Do I receive a monthly statement?
  7. How long does it take to get setup?
  8. What if I have more questions?


  1. What is a discount rate?

    A discount rate is a percentage you pay on the dollar amount you charge the customers. The discount rate everyone charges is greatly influenced by the Interchange rates set by Visa / MasterCard. To help keep your cost to a minimum, we offer very competitive discount rates.

  2. What kind of credit cards can I accept?

    You can accept all four major credit cards, Visa, MasterCard, Discover and American Express. American Express is the only card that requires separate approval by them directly. The other cards are approved directly through us.

  3. What kind of businesses do you take?

    We accept almost all types of businesses. Retail, Internet, wireless and mail order type businesses. Give us a call and we can let you know if we can accept your type of business for our merchant account service.

  4. What if I have less than perfect credit?

    Depend on several factors, we can generally get most accounts approved regardless of credit unless you have an open bankruptcy.

  5. How will I receive my money?

    All funds are deposited into your bank account. You will receive your funds within two days for retail and two-three days for all other accounts. We can handle 24 hour funding, but it must be approved and we recommend mentioning this requirement when you first contact us.

  6. Do I receive a monthly statement?

    Yes, you will receive a monthly statement showing your deposits and batches along with our charges.

  7. How long does it take to get setup?

    Approval generally takes one to two business days. Same day approval is possible if requested, but the application must be received first thing in the morning. Accept credit cards today by sending in your application as soon as possible.

  8. What if I have more questions?

    Please do not hesitate to contact us.



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