Gross Deposits | Cashless ATM | Business Cash Advance
Business, Corporate & Govt. | Interchange Plus Pricing

Level 2 & 3 Data Credit Card Processing (Level II & III)

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We Accept Credit Cards! Does your company typically deal with business, corporate or government GSA purchasing cards (known as p-cards or purchase cards)? If so, you can benefit from lower credit card processing fees for Visa & MasterCard transactions by submitting Level 2 or Level 3 data (Level II / Level III).

Level 2 Data Credit Card Processing (level II)

To have your transactions qualify for level 2 pricing, you must use a certified product that collects and submits the data properly to Visa/MC.

    Required Data to Qualify for Level 2:
    1. Standard Info - credit card number & exp, billing address, zip code & invoice number.
    2. Customer Code - no longer required, but encouraged if they have it.
    3. Sales Tax - an amount must be submitted separately from the total transaction amount.
    Products Supporting Level 2 Data
    1. Internet Gateway - such as Authorize.net (our recommendation)
    2. Computer Software - such as PC Charge


Level 3 Data Credit Card Processing (level III)

To have your transactions qualify for level 3 pricing, you must use a certified product that collects and submits the data properly to Visa/MC.

    Required Data to Qualify for Level 3:
    1. Standard Info - credit card number & exp, billing address, zip code & invoice number.
    2. Customer Code - no longer required, but encouraged if they have it.
    3. Sales Tax - an amount must be submitted separately from the total transaction amount.
    4. Freight Amount - If unavailable, enter $0.00
    5. Duty Amount - If unavailable, enter $0.00
    6. Line Item Details:
      1. Product / Service ID (item ID)
      2. Product / Service Description
      3. Quantity
      4. Item Amount (like $100)
      5. Unit of Measure
This information is used to create the customer's credit card statement as it breaks everything down for easy reporting and accounting. For a complete list of line item details, go here .

    Products Supporting Level 3 Data
      Internet Gateway - EC-Zone by 3Delta Systems
      * Billed Directly to You by 3Delta *
    1. $199 One-Time Setup Fee
    2. $30 a month
    3. $0.15 per transaction fee (as low as $0.015)


What is Gotmerchant.com's Offer (level 2 & level 3)?

The rates listed below are actual Visa/MasterCard Interchange cost and include dues & assessments, which is what V/MC receives. Visa’s is 0.0925% and MC's is 0.095%.

The pricing program we are offering is Interchange Plus. You will receive the actual Interchange cost listed below plus a set markup for our services and the liability we assume for giving you the unsecured merchant account. The transaction fee you will incur includes our processor's cost.

The Interchange Fees Below Include Dues & Assessments! (D&A)

       Visa Interchange Rates & Qualification Chart
Interchange
Business Card
Corporate Card
Corporate Purchasing
GSA Purchasing
Level 3 (A)

1.7925% & $0.10
Not Eligible
 - Level 2 & 3 Submitted
- Sales tax may = 0
- 24 Hr Settlement
Not Eligible
Level 2 (B)

1.9925% & $0.10
 - Corporate cards only
- Sales tax > 0
- Level 2 Submitted
- 24 Hr Settlement
Not Eligible
Not Eligible
Level 2 (C)

2.0925% & $0.10
 - Business cards only
- Sales tax > 0
- Level 2 Submitted
- 24 Hr Settlement		 - Corporate purchasing cards only
- Sales tax > 0
- Level 2 Submitted
- 24 Hr Settlement		 - Sales tax > 0
- Level 2 Submitted
- 24 Hr Settlement
GSA Large
Ticket (D)

1.0425% & $35.00
Not Eligible
Not Eligible
 - BIN Range: 471600-471699;
448600-448699
- Transaction Amt between
$5,000 - $11,666.67
- Sales tax may = 0
- Level 2 & 3 Submitted
- 24 Hr Settlement
GSA Large
Ticket (E)

1.4425% & $0.00
Not Eligible
Not Eligible
 - BIN Range: 471600-471699;
448600-448699
- Transaction > $11,666.67
- Sales tax may = 0
- Level 2 & 3 Submitted
- 24 Hr Settlement
Commercial
Card Elect. (F)

2.2925% & $0.10
Next Best Rate
Next Best Rate
Next Best Rate


The Interchange Fees Below Include Dues & Assessments! (D&A)

       MC Interchange Rates & Qualification Chart
Interchange
Business Card
Corporate Card
Corporate Purchasing
Level 3 (G)

1.845% & $0.00
 - Sales tax may = 0
- 24 Hr Settlement
- Level 3 Submitted:
    Product Code
    Item Description
    Item Quantity
    Item Unit of Measure
    Extended Item Amount
    Debit or Credit Indicator		 - Sales tax may = 0
- 24 Hr Settlement
- Level 3 Submitted:
    Product Code
    Item Description
    Item Quantity
    Item Unit of Measure
    Extended Item Amount
    Debit or Credit Indicator
Level 2 (H)

2.145% & $0.00
 - Sales tax may = 0
- Business or corporate cards
- 24 Hr Settlement		 - Sales tax may = 0
- Purchasing cards
- 24 Hr Settlement
Large Ticket (I)

1.295% & $40.00
 - Sales tax may = 0
- Business or corporate cards
- 24 Hr Settlement		 - Sales tax may = 0
- Purchasing cards
- 24 Hr Settlement
Face-to-Face (J)

2.145% & $0.00
 - Card swiped
- Sales tax may = 0
- Business or corporate cards
- 24 Hr Settlement		 - Card swiped
- Sales tax may = 0
- Purchasing cards
- 24 Hr Settlement
Data Rate I (K)

2.745% & $0.10
Next Best Rate
Next Best Rate







All information is kept completely confidential

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